Atoa helps UK merchants to accept online and offline payments via Bank Transfer. It enables payment acceptance for merchants through a simple QR code, SMS, or WhatsApp solution. Atoa claims that the received funds are paid out seconds after the payment.

Siddhesh Narayanan controls the company.

Atoa claims to work under the licensing umbrella of FCA- regulated Yapily Connect Ltd (PC42 profile), but the relationship between the two companies is unclear. The FCA list of authorized Yapily agents does not show Atoa.

Due to incomplete data and lack of customer reviews, we place the company on our “Orange Compliance” list.