The Chipper Cash app enables free local and cross-border payments and money transfers, including crypto-based transfers and crypto trading, in 7 different African countries as well as the UK and the US.

The Chipper Cash virtual card is a pre-funded and reloadable virtual card that can be used for online payments. It is absolutely free to acquire the prepaid virtual card. The Card can be used online in the same way you use your physical debit or credit cards.

The app offers both personal and business accounts.

Chipper Cash offer the following products:

• Chipper Cash money transfer
• Chipper Cash virtual card
• Chipper Cash Invest
• Chipper Cash Crypto
• Chipper Cash Checkout
• Chipper Cash Paybill
• Chipper Cash airtime top-up

Chipper Cash crypto feature allows you to buy and sell cryptocurrencies such as Bitcoin, Ethereum, and USDC by instantly converting your local currency to Bitcoin, Ethereum or USDC on Chipper Cash.
 The feature is only available in Nigeria, South Africa, and Uganda at the moment.

The founders of Chipper Cash are Ham Serunjogi (Linkedin), Maijid Moujaled (Linkedin) and Patrick Triest (Linkedin). It was founded in San Francisco in 2018.

On Twitter, the company already stated that they are being attacked by scammers posing as their customer service to get important login data.

In August 2022, Chipper Cash was accused by the Kenyan Central Bank of operating illegally in the East African country, claiming that the company does not have a license to operate. The company has not commented on the government’s allegations.

In September 2022 the company has received authorization from the Bank of Ghana (BoG) to provide remittance services from the United States of America to the country.

Due to a scammer issue the company is facing, we put Chipper Cash on our “Orange Compliance” list.