Hokodo is a provider of buy now, pay later solutions for e-commerce and B2B merchants.  It supports B2B merchants with a range of credit management solutions, including credit information, working capital financing, late payment insurance and collection services.

Their digital platform streamlines the entire process from order to payment receipt, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital financing options.

Merchants can be paid upfront, while Hokodo handles all collections. In return, customers are said to benefit from receiving additional interest-free payment terms through a smooth “Buy Now, Pay Later” checkout process.

The company was founded in 2018 by Louis Carbonnier (Linkedin), Richard Thornton (Linkedin), and Sami Ben Hatit (Linkedin). It is headquartered in London, UK.

Hokodo is an appointed representative of Innovative Risk Limited (Financial Services Register reference number 609155), a company authorized and regulated by the Financial Conduct Authority.

We could not find any irregularities around Hokoda and therefore rate it as Green.