The Cyber Finance Rating Agency

RatEx42 is the first rating agency dedicated exclusively to the world of cyber finance—a fast-evolving ecosystem that includes crypto exchanges, tokens, DeFi platforms, payment providers, wallets, and other digital financial products. In a market often clouded by hype, fraud, and regulatory ambiguity, we bring transparency, accountability, and independent intelligence.

Our mission is to help investors, users, partners, and regulators understand the true risk and compliance posture of providers and the products they offer.

What We Do

RatEx42 operates a dual-platform model:

Provider Ratings – listings.ratex42.com

Our listings database presents structured, searchable profiles of cyber finance providers. Each listing includes:

• A Compliance Rating (Green, Orange, Red, Black)

• A Risk Rating (same traffic light system)

• A 5-Star Review System for community feedback

• Key data points about licenses, jurisdictions, history, and red flags

Our traffic light-style rating system is designed to be intuitive and effective for assessing risk at a glance.

Product Reviews & Financial Intelligence – www.ratex42.com

On this main platform, we go deeper. Here, we publish:

• In-depth product reviews (tokens, DeFi platforms, wallets)

• Investigative reports and risk disclosures

• Top 10 lists, watchlists, and hall-of-shame spotlights

• Methodological insights and rating updates

We focus on editorial freedom, analytical rigor, and a forward-looking perspective on compliance and cyber risk.

Why It Matters

In today’s financial landscape, technology moves faster than regulation. Cyber finance innovation has enabled open access—but also opened the floodgates for fraud, manipulation, and systemic risk. Legacy rating agencies are not equipped to track these players.

RatEx42 fills this gap by offering a rating system designed for Web3, DeFi, and FinTech, not Wall Street.

We are not just here to rate—we are here to warn, explain, and expose.

Who We Serve

• Retail Investors & Consumers: Know who you’re dealing with and what you’re buying.

• Institutions & Analysts: Access deeper intelligence on counterparties and products.

• Regulators & Watchdogs: Use our research to identify trends, threats, and patterns.

• Whistleblowers & Researchers: Submit data anonymously to help improve the ecosystem.

We are also part of a broader whistleblower syndicate, collaborating with platforms like FinTelegram and Whistle42.

Our Values

✅ Integrity – We are independent and cannot be bought.
✅ Transparency – Our methods and data sources are disclosed.
✅ Courage – We report, even when others stay silent.
✅ Intelligence – Our analysis is informed, forensic, and data-driven.
✅ Community-Driven – We value user feedback and expert reviews.

Get Involved

• Search or browse our listings

• Read our latest reviews

• Submit a tip or whistleblower report via Whistle42

• Subscribe to our newsletter for rating updates and risk alerts

Together, we can build a more secure, transparent, and trusted cyber finance environment.