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Author: Analyst PayRate42

Valentin Stalf’s Final Act as N26 CEO: The End of an Era for Europe’s Fintech Darling

The curtain is closing on a defining chapter of Europe’s most famous neobank.Valentin Stalf, the visionary co-founder and Co-CEO of N26, has announced he will step...

Swapped Exposed: Regulated Crypto Processor Enables Illegal Gambling Across Europe Despite Compliance Promises

Introduction and Business Activity Swapped is an international crypto payment processor positioning itself as a regulatory-compliant bridge between FIAT and cryptocurrencies. The platform enables users and...

Community Banks Must Reimagine Business Model Amid Stablecoin Threat

Stablecoins are no longer just a tool for crypto enthusiasts — they are rapidly becoming a mainstream alternative to traditional bank deposits. This evolution represents...

Can Robinhood or Kraken’s Tokenized Stocks Ever Be Truly Decentralized?

Tokenization of stocks is one of the hottest trends in the crypto industry. Platforms like Robinhood and Kraken are now offering tokenized versions of public equities such as Apple or...

Klarna IPO: 10 Insights Into the Future of BNPL Consumers

On September 10, 2025, Klarna went public on the New York Stock Exchange, raising $1.37 billion at an IPO price of $40 per share. The stock opened nearly 30% higher...

Multicurrency Stablecoins: Ending the Dollar’s Monopoly in Crypto

The cryptocurrency market has long been dominated by dollar-pegged stablecoins such as USDT, USDC, and FDUSD. These tokens act as the lifeblood of decentralized finance (DeFi) and crypto trading,...

Crypto IPO Boom 2025: Wall Street Welcomes Next Wave as Bullish, Circle, Gemini, and Kraken Target Market Debuts

A new wave of crypto company IPOs is reshaping the digital asset investment landscape in 2025, driven by regulatory clarity and a surging market....

How Hyperliquid Scaled to $330 Billion in Monthly Trading Volume with Just 11 Employees

Hyperliquid is a DeFi perpetuals exchange built on its own Layer-1 blockchain. In July 2025, it achieved around $319-330 billion in trading volume, surpassing platforms like Robinhood...

Revolut Considers U.S. Acquisition to Fast-Track Banking Expansion

Revolut, the UK-based digital banking giant, is exploring the acquisition of a licensed U.S. bank as a way to accelerate its entry into the...

Crypto Executives Launch $200M SPAC to Back Bitcoin Infrastructure

A team of crypto veterans has filed to raise $200 million through a Special Purpose Acquisition Company (SPAC), with the aim of taking a Bitcoin-related infrastructure...

US Banks Facilitated $312 Billion in Suspicious Transactions Linked to Chinese Money Laundering Networks

According to a FinCEN advisory, U.S. banks processed approximately $312 billion in suspicious transactions between 2020 and 2024, tied to Chinese money laundering networks (CMLNs). These operations frequently serve...

Stablecoin Platform Rain Raises $58 Million in Series B

Rain, a stablecoin infrastructure platform, has raised $58 million in a Series B round led by Sapphire Ventures, with participation from Dragonfly, Galaxy Ventures, Endeavor Catalyst, Samsung Next, Lightspeed, and Norwest. Expansion Amid Regulatory...

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