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Author: Analyst PayRate42

Stablecoins Are Settling Almost $1 Trillion a Month—Visa Should Be Paying Attention

Stablecoins have crossed a major milestone: nearly $940 billion in settlement volume in a single month, putting them within striking distance of Visa’s monthly figures. And the...

Wall Street Meets Web3: Corpay and Circle Strike Stablecoin Deal to Disrupt Global Payments

In a move that could redraw the map of corporate finance, Corpay (NYSE: CPAY), a global leader in B2B payments, has teamed up with Circle, the issuer...

Stablecoins Became a Top-20 US Debt Holder—Is Treasury Risk Now Tokenized?

Excerpt A $245 billion stablecoin market is now parking over $127 billion in U.S. Treasury bills—enough to nudge money-market yields and regulators’ pulse. We dissect the...

Checkout or Check Out: 70% of Online Shoppers Abandon Carts Over Payment Friction

In the digital economy, convenience is king — and nothing kills a sale faster than a checkout page that says "no." A new report by PYMNTS reveals...

Coinbase, Libra, and Milei: Crypto Faces a Legal Tsunami on All Fronts

From Wall Street to Buenos Aires, crypto is once again under legal fire. A wave of high-profile lawsuits and class actions is piling up against major...

Coinbase Stock Slides as Crypto Market Follows — Signal or Symptom?

The Coinbase share price has taken a hit — and the rest of the crypto market isn’t ignoring it. Following weaker-than-expected earnings and a broader market cooldown, COIN...

Klarna Eyes Autumn IPO Comeback — Will Markets Swipe Right This Time?

After a brutal down-round in 2022 and a long pause on IPO ambitions, Klarna is reportedly preparing to revive its public listing plans — possibly as soon as autumn...

GENIUS Act Leaves Key Questions Unanswered — Especially for Foreign Stablecoin Issuers

The GENIUS Act — hailed by some as a step toward regulatory clarity for digital assets in the U.S. — may not be as sharp as...

The SEC Launches “Project Crypto” — A Long-Awaited Rewrite of the Rulebook

After years of case-by-case enforcement and industry tension, the U.S. Securities and Exchange Commission (SEC) is finally going back to the drawing board. The agency has...

EBA Sounds the Alarm: Fintech Faces Rising Money Laundering Risk

The European Banking Authority (EBA) has issued a sharp warning: money laundering risks in the fintech sector are rising fast, and regulators aren’t keeping up. In its latest Opinion...

Hong Kong Sets the Stage: First Stablecoin Licences Coming in 2026

Hong Kong is ready to take the lead in Asia’s stablecoin race. The region’s financial watchdog, the Hong Kong Monetary Authority (HKMA), has announced that it...

Instant Payments Are Replacing ACH – And Global Merchants Are Ready

After decades of tolerating ACH settlement delays, global merchants are finally embracing something faster, smarter, and built for the digital age: instant payments. According to new...

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