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Author: Analyst PayRate42

After GENIUS, What’s Next? Why DePIN Deserves a Place in Washington’s Innovation Agenda

The U.S. Congress just made a rare, forward-thinking move. With bipartisan support, the GENIUS Act (Government Evaluation of New Innovations and Using Science Act) passed the House...

Power Struggle at the Top: Rachel Reeves and Andrew Bailey Clash Over Revolut’s Banking Future

Can the UK be a fintech powerhouse without bending the rules? That’s the question at the heart of a growing rift between Britain’s new Chancellor, Rachel...

Wise Shareholders Approve US Listing Shift — Growth, Governance, or Quiet Retreat?

Wise has secured shareholder approval to move its primary listing to the US — a move framed as strategic, but shadowed by recent internal...

PayPal Launches “Pay with Crypto” — Real Utility or Just Optics?

PayPal is finally rolling out a native “Pay with Crypto” option for U.S. users. It sounds like a milestone — but under the hood,...

Q3 2025 Trend Report: Where Payments, Crypto, and Fintech Are Really Headed

Q3 2025 reveals the industry's next strategic battlegrounds — from rising regulation and infrastructure wars to cultural tensions and capital market recalibration. Ignore the...

Revolut Expands Headcount Across Western Europe — But Hiring Signals More Than Just Growth

Revolut’s new recruitment campaign in France, Germany, Spain, and Italy suggests renewed confidence in its regulatory trajectory — and a calculated push to re-anchor...

EFRI Goes After StablR’s Malta Licence — Will Kraken’s New Stake Survive the AML Storm?

In an official letter, the investor protection  European Funds Recovery Initiative (EFRI) has urged the Malta Financial Services Authority (MFSA) to re‑examine Electronic‑Money licence of the stablecoin issuer StablR, citing undisclosed Payvision‑linked AML baggage....

$17 Million Stolen in TikTok ATM Scam — A Warning About Virality, Vulnerability, and Unregulated Influence

A social engineering scam that spread like wildfire on TikTok has led to over $17 million in stolen funds across multiple U.S. states. The...

Solana’s Co-Founder Calls Memecoins and NFTs “Digital Slop” — Is He Right, or Just Frustrated?

Anatoly Yakovenko’s critique of memecoins and NFT culture as “digital slop” is resonating — and polarizing. While builders applaud the call for substance, traders...

Wise’s U.S. Relisting Plan Hits Resistance — Founders, Governance Firms Signal Deep Tensions

Wise is pushing for a U.S. dual listing to tap American capital markets. But internal dissent from co-founder Taavet Hinrikus and sharp criticism from...

Ripple Warns of Rising XRP Scam Campaigns on YouTube — A Wake-Up Call for Crypto Security Standards

As reported by Cointelegraph, Ripple has issued a new public warning about the sharp rise in XRP giveaway scams and impersonation attacks targeting retail investors — primarily via YouTube livestreams and...

MoonPay Launches TRON Wallet — But Is Ecosystem Support Enough Without Real Trust?

MoonPay is expanding into the TRON ecosystem with a new self-custodial wallet for TRX and USDT. But beyond fast transactions and low fees, the...

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