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Author: Analyst PayRate42

Fumbi Acquires DLTpay: A Strategic Push Toward Crypto Payment Infrastructure in Central Europe

Slovak-based Fumbi Network has acquired DLTpay, a Techstars-backed crypto payments startup. The move signals growing ambition in CEE to bridge regulated custody with crypto-native...

Barclays Fined £42 Million Over AML Failures

The UK’s financial watchdog has slammed Barclays for systemic anti-money laundering failures—despite its Tier 1 status. The penalty exposes just how fragile "trusted" banking...

Guardians of the Keys: Inside the Paranoid, High-Stakes World of Crypto Wealth Protection

They operate from Swiss bunkers and Frankfurt safe rooms. Their clients are anonymous. Their protocols, extreme. And their greatest fear isn’t market volatility—it’s blackmail,...

Wall Street Enters the Stablecoin Race

BlackRock, Citi, and JPMorgan Signal Institutional Push into Tokenized Dollars From private blockchains to regulated issuance rails, America’s financial giants are gearing up to shape...

Dakota Raises $12.5M to Build a Stablecoin-Focused Bank

A new U.S. banking startup with ex-Coinbase leadership is aiming to become the institutional gateway for regulated stablecoins. Backed by $12.5 million in early...

House Crypto Vote Rescheduled After CBDC Showdown Delays “Crypto Week”

A procedural revolt, a Trump-led late-night deal, and three digital asset bills that could reshape U.S. crypto regulation—here’s what RatEx42 traders need to know. Surprise...

Hungarian Court Hands Down Two‑Year Prison Term for Unauthorized Crypto Trading

A Signal of Stricter Enforcement in Central Europe A regional court in Hungary has sentenced an individual to two years in prison for operating an unlicensed cryptocurrency...

Starling Bank Eyes a New York IPO — A Calculated Shift From “London First” to Transatlantic Ambition

UK‑based Starling Bank, valued at £2.5 billion in its 2022 funding round, is openly weighing the merits of listing in New York rather than London. Chief financial officer Declan Ferguson confirmed the...

JPMorgan to Charge Fintechs for Customer Data Access — The Open Banking Backlash Begins

In a move that could reshape the economics of open banking in the U.S., JPMorgan Chase has announced it will begin charging fintechs for access to customer...

OKX Integrates PayPal for Euro Deposits Across Europe — Another Step Toward Seamless Crypto Access

Crypto exchange OKX has announced the integration of PayPal for euro (EUR) deposits, marking a major usability win for European customers. The move enables users in the EU...

Lloyds Bank in Talks to Acquire Curve: Strategic Move or Fintech Signal?

In a potential game-changing deal, Lloyds Banking Group is reportedly in advanced talks to acquire UK-based fintech Curve, according to Sky News via Finextra. The acquisition, still under...

Bilt Soars to $1.075 Billion Valuation — Reinventing Credit Rewards Through Rent

U.S.-based fintech Bilt Rewards has officially reached unicorn status, securing a $1.075 billion valuation after its latest $200 million funding round led by General Catalyst. As Finextra reports, this...

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