While "shadow rails" hide behind technicalities, the French pioneer Perspecteev SAS demonstrates the power of total regulatory transparency.
The Benchmark of Trust
In an era where "Open Banking" is frequently used as a buzzword by offshore gateways to...
How a two-tier payment architecture is keeping sanctioned iGaming groups alive after the €4.2M Starscream crackdown.
The Investigation: Beyond the Fine
In January 2026, the Dutch regulator (KSA) sent shockwaves through the CyberFinance world by imposing a €4.228...
French fintech Huch / HuchPay has been added on the RatEx42 Listings platform. RatEx42 assigns an editorial Under Review risk signal with Confirmed evidence...
We’ve published a new evergreen R42 Compliance Listing for Yapily on the R42 Listings platform. It’s designed as a living, updateable reference for merchants,...
RatEx42 has added Chainvalley to the RatEx42 Listings platform as part of our “scoreboard + decision tool” relaunch: turning investigations into a clear, comparable Risk Signal—and tracking how it changes over time. For the current evidence set, Chainvalley is rated ⚫ BLACK (Severe Risk), driven by repeated “fake-fiat / fake banking deposit” patterns reported in offshore casino cashier flows.
Peter Thiel and a coterie of tech heavyweights—including Palmer Luckey, Joe Lonsdale, and a pair of crypto-native operators—have filed for a U.S. national-bank charter for Erebor Bank, a digital-first lender built for startups and token-economy firms. If approved, the $2 billion-valued venture could become the first federally chartered bank with stablecoins on its balance sheet, rebooting the post-SVB innovation stack and pressuring legacy banks to move faster on crypto rails.
A7A5, a ruble-pegged stablecoin, is officially issued in Kyrgyzstan by the company Old Vector under the country’s new digital asset regulatory framework. Despite its...
1. Executive Summary
YoBit is a cryptocurrency exchange that has operated since 2014, officially registered in Panama as YoBiCrypto Corp. The platform is notable for...
A7A5, a rouble-pegged stablecoin launched this year in Kyrgyzstan, has processed ≈ $9 bn in cross-border transfers despite a market cap under $200 mn....
CoinJoin: Overview and Mechanism
CoinJoin is a privacy-enhancing technique developed for Bitcoin that allows multiple users to combine their transactions into a single, joint transaction....
On 16 June 2025 the U.S. Federal Trade Commission (FTC) entered a stipulated order requiring Paddle.com Market Limited, the London-based “merchant-of-record” payments platform serving...
Malta’s Financial Services Authority (MFSA) is accelerating MiCA approvals for major crypto exchanges at a pace alarming EU regulators, reviving concerns about the island’s...
Excerpt
RatEx42 is expanding its scope from rating cyber finance providers to also reviewing their core products—including tokens, wallets, trading apps, and smart contracts. These...
