Q3 2025 reveals the industry's next strategic battlegrounds — from rising regulation and infrastructure wars to cultural tensions and capital market recalibration. Ignore the noise, and you’ll miss the structural pivots shaping 2026.
1. Payments: Regulation forces consolidation...
n a recent LinkedIn post, N26 co-founder Valentin Stalf called for urgent and systemic reform of Germany’s outdated pension system. His message is clear: simply tweaking the retirement age or adjusting contributions won’t address the fundamental problem. What’s needed...
CoinJoin: Overview and Mechanism
CoinJoin is a privacy-enhancing technique developed for Bitcoin that allows multiple users to combine their transactions into a single, joint transaction....
