After decades of tolerating ACH settlement delays, global merchants are finally embracing something faster, smarter, and built for the digital age: instant payments. According to new reporting from PYMNTS, the shift away from sluggish bank transfers is picking...
In a move that could redefine how Americans access digital assets, JPMorgan Chase and Coinbase have announced a strategic partnership aimed at making crypto purchases “easier than ever.” This isn’t just another corporate handshake — it’s a landmark convergence between traditional...
In a move that could reshape the economics of open banking in the U.S., JPMorgan Chase has announced it will begin charging fintechs for access to customer...
A curated breakdown of recent fintech and crypto developments — and what they really tell us about the shifting global financial architecture.
1. Saudi Arabia’s Fintech...
Peter Thiel and a coterie of tech heavyweights—including Palmer Luckey, Joe Lonsdale, and a pair of crypto-native operators—have filed for a U.S. national-bank charter for Erebor Bank, a digital-first lender built for startups and token-economy firms. If approved, the $2 billion-valued venture could become the first federally chartered bank with stablecoins on its balance sheet, rebooting the post-SVB innovation stack and pressuring legacy banks to move faster on crypto rails.
From Lithuania to California, from payments to lending—some of the biggest regulatory landmines in fintech are quietly exploding far from headquarters.
As the spotlight falls...
A7A5, a ruble-pegged stablecoin, is officially issued in Kyrgyzstan by the company Old Vector under the country’s new digital asset regulatory framework. Despite its...
Crypto payments arrive at the Côte d’Azur, but can they outlast the summer?
The pitch: Spend crypto in Saint-Tropez
Binance Pay, the crypto payment arm of...
1. Company Overview
N26 GmbH is a Berlin-based digital bank founded in 2013. Operating with a European full banking license (BaFin), the company provides fully app-based...
