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Reviews & Analysis

The Race for Real-Time Money on the Internet — Between Visa, Central Banks, and the Crypto Sector In a world that operates around the clock, money remains stubbornly offline. That’s changing—fast. Three fundamentally different approaches are now...
A curated breakdown of recent fintech and crypto developments — and what they really tell us about the shifting global financial architecture. 1. Saudi Arabia’s Fintech Momentum Accelerates Saudi Arabia’s fintech ecosystem has grown over 40% YoY, with over 200...

Erebor Bank: Thiel’s Next “Lonely Mountain” Could Re-arm Crypto Finance

Peter Thiel and a coterie of tech heavyweights—including Palmer Luckey, Joe Lonsdale, and a pair of crypto-native operators—have filed for a U.S. national-bank charter for Erebor Bank, a digital-first lender built for startups and token-economy firms. If approved, the $2 billion-valued venture could become the first federally chartered bank with stablecoins on its balance sheet, rebooting the post-SVB innovation stack and pressuring legacy banks to move faster on crypto rails.

When Satellites Falter: The Hidden Risks in Fintech Subsidiaries

From Lithuania to California, from payments to lending—some of the biggest regulatory landmines in fintech are quietly exploding far from headquarters. As the spotlight falls...

A7A5 Stablecoin—Regulatory Status, Issuer, and Sanctions Evasion Risks

A7A5, a ruble-pegged stablecoin, is officially issued in Kyrgyzstan by the company Old Vector under the country’s new digital asset regulatory framework. Despite its...

Binance Pay Expands to the French Riviera via Lyzi — Real Adoption or Tourist Gimmick?

Crypto payments arrive at the Côte d’Azur, but can they outlast the summer? The pitch: Spend crypto in Saint-Tropez Binance Pay, the crypto payment arm of...

State of N26 – Strategic Analysis & Outlook (June 2025)

1. Company Overview N26 GmbH is a Berlin-based digital bank founded in 2013. Operating with a European full banking license (BaFin), the company provides fully app-based...

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