Key Data

• Trading Name: bleap.finance
• Legal Entity: Bleap LTD/Bleap Sp. z o.o
• Activities: Non-Custodial Fintech Platform 
• Location: Poland/UK
• Regulations: registered in the Polish Register on Virtual Currencies Business Activity
• Key People: João Alves and Guilherme Gome
• Latest news: bleap.finance

Bleap is a non-custodial fintech platform that enables users to seamlessly manage and utilize their cryptocurrency holdings for everyday financial activities. Founded by former Revolut executives João Alves and Guilherme Gomes, Bleap aims to integrate blockchain technology with traditional banking services, offering a comprehensive solution for digital asset management.

Key Features:

• Crypto Spending with Cashback: Bleap provides a Mastercard debit card that allows users to spend their cryptocurrencies directly, earning 2% cashback on every purchase, whether online or in-store. The card is compatible with Apple Pay and Google Pay, and users incur no foreign exchange fees.
• High-Yield Savings: Users can earn up to 20% annual percentage yield (APY) on their digital USD, GBP, and EUR holdings by accessing top decentralized finance (DeFi) products through the platform.
• Fee-Free Global Payments: Bleap enables instant, fee-free global money transfers, facilitating seamless transactions across borders.
• Crypto Transactions: The platform allows for quick buying and selling of over 20 popular cryptocurrencies across more than 10 networks without any fees, providing real exchange rates and multiple payment methods, including bank transfers and credit/debit cards.
• User-Friendly Wallet Integration: Bleap supports connection with various non-custodial wallets, eliminating the need for seed phrases and simplifying the user experience. The platform employs account abstraction and advanced security measures to ensure the safety of users’ assets.

Regulatory Compliance:

Bleap Finance Sp. z o.o. is registered in Poland under company number 526782047, with its registered office at Piotrkowska, nr 116, lok. 52, Łódź, 90-006, Republic of Poland. It is listed in the Polish Register on Virtual Currencies Business Activity (Cryptocurrencies Register) under number RDWW-1009, ensuring compliance with relevant financial regulations.

Key People

bleap was founded by João Alves and Guilherme Gomes, former executives at Revolut, bringing with them extensive experience in fintech innovation

Recent Developments:

In November 2024, Bleap secured $2.3 million in pre-seed funding led by Ethereal Ventures, founded by ConsenSys founder Joe Lubin. This investment aims to advance Bleap’s mission of creating a “bank account on the blockchain,” combining the security of blockchain technology with the efficiency of traditional banking systems.

Customer Reviews

Bleap currently has no customer reviews, indicating that the platform is relatively new to the market. This is typical for emerging companies still in the early stages of development, as they work to build their user base. Potential customers should keep this in mind and look out for future feedback and experiences to gain a more comprehensive understanding of the platform.

Serving Industries

Bleap is designed to serve individuals who actively use cryptocurrencies and seek to integrate digital assets into their daily financial activities. This includes crypto enthusiasts, early adopters, and tech-savvy users who prefer maintaining control over their assets through self-custodial solutions. The platform offers features such as spending stablecoins via a Mastercard debit card, earning cashback, accessing high-yield savings, and conducting fee-free global transactions, catering to users aiming to bridge the gap between traditional finance and the crypto ecosystem.

Conclusion and Rating

Bleap meets all the necessary criteria for a positive evaluation, making it a strong contender in the crypto-fintech space. The platform stands out for its compliance with regulatory standards, transparent operations, and innovative approach to integrating cryptocurrencies with everyday financial tools. Its registration in Poland and inclusion in the Cryptocurrencies Register provide a solid legal foundation, ensuring a secure and trustworthy framework for users.

The non-custodial nature of the platform further enhances security while maintaining user control, and its accessible offerings, such as a crypto debit card and high-yield savings, address key needs in the market. Given these factors, we confidently assign Bleap a green rating as it fulfills all essential prerequisites for a reliable and compliant service.