• Trading Name: Changex.io
• Legal Entity: Olympus Capital JSC
• Activities: Digital asset exchange platform
• Location: Bulgaria
• Regulations: Unregulated
• Key People: Nick Iliev / Gary Guerassimov

Overview:

Changex.io positions itself as a comprehensive personal finance management app, integrating DeFi multi-chain wallet functionalities. It operates under the legal entity Olympus Capital JSC in Bulgaria and is currently unregulated.

Offering:

Changex accommodates major cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Bitcoin Cash, while supporting EUR and USD. The platform claims to provide an extensive range of services, including an integrated fiat payment gateway, cryptocurrency payroll processing, an OTC trading desk, and merchant processing.

Key Features:

• Blue Services: Encompasses buying, selling, swapping, sending, receiving, and storing cryptocurrencies.
• Mobile Banking In A DeFi Wallet: Facilitates Euro transactions while ensuring secure management of crypto holdings.
• Decentralized Features: Non-custodial wallet with a fiat-crypto on/off ramp and diverse asset options.
• Decentralized Exploration: Allows users to explore DeFi, accessing decentralized exchanges and investments.
• Hybrid CeDeFi: Permits Euro purchases directly within the wallet, blending decentralization with CeFi convenience.
• Multi-Chain Capability: Supports tokens on multiple blockchains for easy swapping and staking.
• Security Measures: Ensures zero access to user data, prioritizing safety.

Supported Chains:

• Built on HydraChain, Changex supports Hydra, Ethereum, BSC, Polygon, and more.
• Enables staking of CHANGE on Hydra and Ethereum networks.
• Provides access to decentralized exchanges like UniSwap and PancakeSwap.

Future Expansion:

• Changex expresses intentions to expand its services by adding more decentralized applications and exchanges.

Changex.io:

• Operates as a personal finance app with DeFi multi-chain wallet features.
• Combines swapping, staking, and lending of crypto tokens with traditional banking features.
• Offers a personalized debit card for users.

Founders: Founders Nick Iliev and Gary Guerassimov have a history of successful fintech solutions, including xChange.bg (Bulgaria’s leading crypto exchange), LockTrip, and HydraChain.

Customer Review:

• No customer reviews are available.

Conclusion:

While no negative information was found about Changex and its team, the absence of customer reviews and licenses categorizes it as ORANGE, indicating a cautionary stance due to missing elements in the evaluation. Further scrutiny, especially in the absence of regulatory oversight, is advisable.