EspertoPay
Key Data
- Trading Name: EspertoPay
- Legal Entity: PAY EXCHANGE SOLUTIONS INC
- Activities: High Risk Payment Gateway
- Location: Canada
- Regulations: MSB Licence
- Key People: not given
- Latest news: EspertoPay
EspertoPay is a financial services provider specializing in high-risk payment solutions, including high-risk payment gateways, IBAN accounts, white-label solutions, referral partnership programs, and fiat-to-crypto conversion services.
Offering
EspertoPay specializes in providing tailored payment solutions for high-risk industries, offering services such as high-risk payment gateways, dedicated IBAN accounts, and fiat-to-crypto conversion capabilities. Their offerings include seamless multi-currency processing, white-label payment solutions for businesses seeking customization, and integration with major e-commerce platforms. EspertoPay supports industries like gaming, online casinos, forex brokers, cryptocurrency exchanges, nutraceuticals, CBD, pharmaceuticals, sports betting, and e-commerce, delivering reliable and secure transaction processing. Their services aim to bridge the gap for businesses often overlooked by traditional financial institutions due to their risk profile.
Regulation
EspertoPay holds a Money Services Business (MSB) license in Canada (M22081387), issued by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). This licensing underscores their compliance with Canadian regulations governing financial services, particularly in areas such as money transfers, currency exchange, and cryptocurrency transactions
Customer Reviews
There are no publicly available customer reviews about EspertoPay. Neither the official website nor popular review platforms such as Trustpilot or similar sites provide user feedback. This makes it challenging for potential clients to assess the quality and reliability of the services offered. I
Serving Industries
The company caters to industries often deemed high-risk by traditional financial institutions, such as gaming, online casinos, forex brokers, cryptocurrency exchanges, education websites, sports books, dating services, CBD products, pharmaceuticals, nutraceuticals, and e-commerce platforms.
Key People
There is no publicly available information about EspertoPay’s key personnel. Neither the official website nor their social media profiles provide details about the individuals leading or managing the company. This lack of transparency can raise concerns for potential clients, as the absence of identifiable leadership makes it difficult to assess the expertise and trustworthiness of the team behind the services. For businesses considering a partnership, this could be a critical factor when evaluating the company’s reliability and accountability.
Rating and Conclusion
EspertoPay demonstrates a commitment to compliance through its MSB license in Canada and the establishment of a legal entity, which indicates adherence to regulatory standards. This positions the company as reliable from a compliance perspective, earning a GREEN Rating in this area. However, the absence of customer reviews, testimonials, and publicly accessible information about key personnel raises questions about transparency and customer trust. These factors lead to a ORANGE Rating in terms of customer confidence and reputation.
Overall, while EspertoPay appears to meet necessary legal and compliance requirements, potential clients should approach with caution and perform thorough due diligence, particularly to address the lack of verifiable customer feedback and company transparency.
Be careful, they are scammers
Horrible payment company which asks for upfront fee’s and never delivers any service.
EspertoPay Review – Lost Over $14,000 in a Scam
We’re posting this EspertoPay review as a warning to others considering working with EspertoPay — based on our experience, we have every reason to believe this is a scam.
Here’s our story:
We paid 2,000 USDT as an upfront integration/setup fee to EspertoPay. Communication was smooth at the beginning, and we were told that settlement would follow a T+7 schedule (standard). We started processing transactions right after, expecting to see test payouts as part of the flow.
Critically, no one from EspertoPay mentioned any minimum volume requirement before we started. Only after we had already processed several thousand dollars did they suddenly bring up a “10,000 USD minimum” for settlements. This felt shady, but we decided to keep going in good faith.
Once we crossed the 10k mark (we processed a total of 12,117 USD in deposits), we asked for settlement again. Nothing happened. We followed up multiple times. No payouts were ever made.
As it stands:
They took 2,000 USDT as a “setup fee”
They processed over 12,000 USD in customer deposits
We received nothing in return
Total money held: over 14,000 USD
We informed them this was a test run, clearly stating that we needed to see the complete flow, including settlements, before scaling up. They ignored this and stopped responding when we started pushing for the money.
We’ve done some digging and found strong indications that EspertoPay may be connected to other questionable entities:
Ragapay.com Reviews – Same Patterns of Fraud
TrustFinance Review of Related Activity
If you compare the tactics, response style, and even UI patterns, it looks like the same team is operating across multiple names. This is a textbook scam pattern — collect setup fees, take in deposits, delay settlements with fake thresholds, then vanish.
EspertoPay scam
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Is EspertoPay legit?
Then let this be your answer: NO – EspertoPay is not legit. Avoid them at all costs. They stole our money, and they might do the same to you.
Stay safe. Share this review to protect others.