RatEx42 has added Chainvalley to the RatEx42 Listings platform as part of our “scoreboard + decision tool” relaunch: turning investigations into a clear, comparable Risk Signal—and tracking how it changes over time. For the current evidence set, Chainvalley is rated ⚫ BLACK (Severe Risk), driven by repeated “fake-fiat / fake banking deposit” patterns reported in offshore casino cashier flows.
Read the full listing profile (Evidence Pack + tags + Change Log): find it via the Listings search. RatEx42 Listings
Background investigations: FinTelegram’s Chainvalley hub. fintelegram.com
R42 Snapshot (at publish time)
- Provider: Chainvalley (reported: CHAIN VALLEY sp. z o.o., Poland) (Source: Polish Companies Register)
- Segment: Crypto services / on-ramp rail used inside high-risk cashier stacks (reported) (Source: FinTelegram)
- R42 Editorial Risk Signal: ⚫ BLACK — Severe Risk
- Evidence Grade: Corroborated (registry + repeated published rail artifacts)
- Update Type: New Listing
- Editorial separation: Risk Signal is evidence-led editorial; user stars are a separate community signal (Source: RatEx42 Listings).
Why Chainvalley is ⚫ BLACK (Severe Risk)
This is not a “crypto is risky” rating. This is a rail-architecture rating.
1) “Fake-fiat deposits” that behave like embedded crypto purchases (reported)
FinTelegram describes a recurring pattern where a “banking/fiat deposit” user experience resolves as an embedded stablecoin purchase that is then routed to prefilled casino wallets—a structure that can engineer away chargeback leverage and muddy the real merchant purpose.
Read the Chainvalley FinTelegram reports here.
2) Layering + Merchant-of-Record opacity (reported)
The reported flows involve intermediary labels and layered checkout steps, making it hard for users (and often banks) to understand who the real counterparty is and what is being purchased.
3) Added “bridge risk” when rails use bridged stablecoins (reported)
FinTelegram also flags that some rails use USDC.e (bridged USDC), adding another technical and operational risk layer beyond the original “fake-fiat” framing.
Verified register facts (Poland VASP register)
In Poland’s official “Rejestr działalności w zakresie walut wirtualnych” (virtual-currency activity register), the entry shows:
- RDWW-765 — CHAIN VALLEY sp. z o.o.
- Entry date: 25.05.2023
- KRS: 0001036419
- NIP: 7252331409 (Source: Polish Companies Register)
Important: a register entry confirms a declared activity registration—but does not validate how the rail is used in third-party cashier stacks or whether the UX is transparent. slaskie.kas.gov.pl+1
Evidence pointers (start here)
- Chainvalley “Fake-Fiat” rail write-up (FinTelegram): Legiano deposit flow analysis
- Bridge-risk layer explainer (FinTelegram): USDC.e casino rails
- Poland VASP register (PDF): RDWW-765 entry
- RatEx42 Listings search: find the Chainvalley profile + user review form
Change Log starter (RatEx42)
2026-01-06 — Initial rating published: ⚫ BLACK
- Trigger: “fake-fiat deposit” rail artifacts + confirmed Poland VASP register entry (RDWW-765).
- Evidence: FinTelegram rail analysis + register PDF.
- Next review due: 2026-02-06 (or earlier upon new rail artifacts / enforcement mentions / verified right-to-reply)
CTA: Help RatEx42 validate “reality on the ground”
If you encountered Chainvalley inside a casino “bank transfer / instant banking” deposit flow (or used it directly), add a factual review on the Chainvalley listing:
- What did the cashier call the payment method?
- What actually happened at checkout (crypto buy, stablecoin transfer, wallet prefill)?
- Outcome: credited / rejected / refunds / disputes?
Find the Chainvalley profile via the Listings search. RatEx42 Listings
